No Credit Check Fuel Cards For Truckers | HWY Fuel Card

Do you have no credit record but need a fuel card? Typically, fuel cards help businesses between cashback rewards and other perks. Like other payment facilities, most fuel cards require a credit check. But you can still get a fuel card if you have a low credit score or no credit. However, there are different options of no credit check fuel cards for truckers that are right for your business. Despite a couple of hurdles, you can get your fuel card with the proper steps. It will provide you with the correct information to decide what is best for your business. Keep reading to learn more if you have no credit record or own a small fleet business. 

Can I get a fuel card without credit?

The answer is yes. not all fuel cards need credit checks. First, without credit records, you should place some form of security with a fuel card provider or consider a payment upfront card option. Above all, you'll be able to find the right fuel card, no matter your credit rating, at the end of this article. Therefore feel accessible if your company does have bad credit. Here's how using advance purchase fuel card accounts will help you

If you apply for a fuel card for your business but fail due to a credit check, you can have an advance purchase fuel card account. It will cover your business with no credit records and let your fleet drivers use fuel cards as normal, and your company credit history is irrelevant.

How does an advance purchase account work?

For advance purchase fuel cards, you pay for your petrol or diesel in advance and let your drivers use their fuel cards to fill up as normal. Then, top up your account with your company debit card or bank transfer. 

Benefits of using an advance purchase fuel card account 

• Since it bypasses credit checks, you can apply for this type of account despite having no credit records. You must keep your account balance above the agreed minimum headroom level, and your drivers can use their fuel cards.

• You have ready-made invoices for reclaiming VAT on fuel from HMRC.

• You can see in real time where all the spending on fuel is being made, making it easier to control your business costs.

• You'll benefit from the convenience of using fuel cards that log fuel purchases automatically instead of the hassle of collecting paper receipts from your drivers and logging them by hand, which means the system automatically creates expense claims for your employees.

Conclusion

First, always consider whether you could secure the card with at least fair credit, though low to no credit. With how an advance purchase fuel card account is used to pay for fuel; ideally, it will give you some cashback or other rewards or discounts for purchases. Therefore if your fleet business needs to do better with no credit records,  you can still get no credit check fuel cards for truckers, which could even help your credit score if managed well.